is a C-level European banker with a winning track record in leading banks and advising banks worldwide. He was Co-Founder and CEO of a number of Fidor Bank entities and developments. Prior to this he successfully applied for a European banking license for Western Union, and led the building of the Western Union Bank retail network across Europe. From 2008-2013 he was part of the Executive Management Team of Raiffeisen Bank International, where he was responsible for Transaction Banking, having started his banking career with GE Capital. He is Partner in the Life.SREDA Venture Capital Blockchain Fund. In addition he was named in the Top30 Fintech Influencers of 2017, and is a regular speaker at international Fintech and banking conferences around the world. Selected Board Functions: Advisor to City of Blockchain Vienna and Chairmen of the Financial Services Club CEE.